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The SBA and Treasury Department have issued a Paycheck Protection Program (PPP) Loan Forgiveness Application. Detailed instructions are available with the application, and the SBA intends to issue regulations and guidance to further assist borrowers soon. The application and instructions, which are designed to reduce the compliance burdens and simplify the process for borrowers, include:…

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The current COVID-19 pandemic has presented unprecedented challenges to North Dakota’s automobile dealers. Over the last several weeks ADAND has fielded many questions from dealers regarding a number of COVID-19 related issues. To address these concerns, ADAND recently partnered with Bass Sox Mercer, the leading automobile franchise attorneys in the nation, to conduct a 60…

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The COVID-19 pandemic has created a multitude of challenges for all of us. Through all of these issues confronting us today, our recommended partner, Federated Insurance, has worked closely with their customers to help them find their way through these unprecedented times. Federated is a “Value-Add” company that provides not only some of the best…

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Supplemental funding for the CARES Act has been voted on and approved by the House and Senate and was just signed by the President. The original CARES Act was signed by the President on March 27.  The original CARES Act included $349 billion for the popular Paycheck Protection Program (PPP) and increased funding for the Economic Injury Disaster…

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Your Association has fielded many questions regarding a broad range of employment-related issues facing employers in the wake of the COVID-19 pandemic. Some of those questions include: An employee of ours has tested positive for COVID-19. What should we do? One of our employees has a suspected but unconfirmed case of COVID-19. What should we…

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To date, many dealers have successfully secured loans through the Paycheck Protection Program (PPP). Dealers that use the loan proceeds in agreement with the intent of the CARES Act may have much of the loan forgiven. It is important for dealers to begin to understand this program and how to maximize the portion of the…

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Many of you have called with, or sent in, questions about pandemic-related unemployment compensation (UC). Two new resources released over the weekend address state unemployment benefits administration under the CARES Act, including the Department of Labor (DOL) guidance issued on Friday to help states implement the expanded UC benefits.  We wanted to call out these…

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Below are three news releases issued by the U.S. Department of Labor (DOL), regarding new DOL guidance on Pandemic Unemployment Assistance and Pandemic Unemployment Compensation, and a new OSHA poster aimed at reducing workplace exposure to the coronavirus.  Please scroll down for each release; additional information can be found here: https://wdr.doleta.gov/directives/corr_doc.cfm?DOCN=4628. Please let me know…

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If an employee reports testing positive for COVID-19, it’s important to remember that the safety and well-being of all employees is paramount, but the privacy of the reporting individual must also be preserved under federal law. As a general rule, an employer should not disclose the identity of an employee diagnosed with (or suspected of…

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Today Congress completed action on the Coronavirus Aid, Relief and Economic Security (CARES) Act. It is noted as the largest single relief package in American history totaling $2 trillion in economic stimulus. The CARES Act is the third round of emergency legislation Congress has approved to help provide action and relief surrounding the COVID-19 pandemic, including supporting…

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